Buying a Home

You don’t need perfect credit to buy a home, but a lower score can quietly cost you thousands. Improving your score may take time, so start now if you plan to buy a home within the next 360 days. The good news? Most first-time buyers are closer than they think.   We always recommend working with

If you’ve been putting off buying a home because you think you need 20% down, you’re not alone—and you might be waiting for a milestone you don’t actually need. The 20% down payment rule is one of the most common myths in real estate, and it’s keeping many first-time buyers on the sidelines longer than