Buying a home

If you’re renting in North Dallas and thinking about buying, you’ve probably asked yourself this question more than once: Should I buy now, or wait?   It makes sense to hesitate. Rates are sitting around 7.5%. The headlines change every week. Nobody wants to make a big financial move and regret it a year later. So

Last year, an announcement proposed exploring 50-year mortgages to address affordability. A 50-year mortgage offers lower monthly payments and easier qualification. But with slower equity building, is it actually a smart move? The Monthly Payment Advantage on a $400,000 loan at 6.5%: 30-year mortgage: $2,528/month; 50-year mortgage: $2,287/month. That $241 monthly savings helps first-time buyers get in the